“On turning 50, I realised I’d never own my own home. What bank would agree to give a mortgage to someone with no regular source of income? Even if I did somehow hold down a job, I would have just 15 years until retirement age.
For a while, I was depressed. Owning your own home is the British dream. Why else would all those property shows I drool over be so popular? I won’t have anything to hand down to my kids. What sort of loser am I?”